Month: May 2019

Student Loans – Quick Credits and Quick Loans

by admin

Higher education, especially university careers, are a first touchstone for future adult life: work, family, mortgage, financing. Therefore, student loans are precisely a valid tool for short, medium planning and long term, or even to solve small concrete problems. In this article we make a brief review of the financing possibilities that a young student has today.

Student loans: a European solution

Student loans: a European solution

Although in Spain, the most common way to finance higher education has always been through public scholarships or personal savings, in Europe and in many countries around the world this is not the case. In fact, in some of the great powers, the state scholarship system is based precisely on a system of student loans.
According to these loans, the student receives aid money during the years that his higher education lasts. The amount of this aid generates a debt of the student with respect to the State, and undertakes to settle it as soon as he finds a job after completing his studies. It is a way to make the system sustainable and to link financing directly with the achievement of the objective: finding a job.


The United Kingdom is one of the countries where this system is most widely implemented, although there is also a minimum threshold below which families have other types of assistance, mainly reducing the amount of tuition. In Germany, another of the economic engines of the continent, the same thing happens, although the system of free public universities is more widespread, so that student loans (known as BAF ) are often used for living expenses. they have these young people in their early years as 'economically independent' citizens.

Loans for long-term students

Loans for long-term students

In Spain, the concept of student loans is being implemented more and more. One of them is the one that covers the whole career, Master or higher degree cycle. Given the long duration of these courses, the amount of fees is also higher, so the amount of these loans can reach high figures, even above € 50,000 .
The entities in charge of facilitating this type of financing are the banking entities , and their approval is subject to a detailed study of the working and economic conditions of each family. One of its main disadvantages is the long-term commitment that they generate: the quota calendar is long and wide, with commissions, interests and obligations throughout that period.

Other student loans

Other student loans

Another type of loans for students are those that are intended for research or students considered 'of excellence' or 'elite', because they aim to finance those who accredit extraordinary notes, of honor registration. Many of these credits are granted by foundations and only finance projects that have to do with their scope of action, often the investigation of a disease or some other concept of benefit for society.


However, bank loans and loans of excellence are not the only ones available to students at present. A solution increasingly used by young university students is that of online microcredits . Their more moderate amount makes them useful if what they are looking for is a supplement for the payment of the tuition or as an aid to face the current expenses while waiting for the collection of the scholarship, which is often delayed more than usual.


In Dolly Varden , the amount of these mini-loans for students is flexible: the minimum to request is € 50, while the maximum is € 750. The deadlines are also customizable: from 1 to 30 days. The advantage of these is that they do not generate any type of long-term bond: they are requested, they are enjoyed, they are returned on time and nothing else.
In addition, it is considered a type of quick financing, since most loans are granted in a matter of minutes, while bank loans for students involve long terms, complex paperwork and very demanding requirements for granting.


In addition, these personal loans on the Internet for students have a technological component that makes them more attractive to young people, always more favorable to innovations and computer advances. In this case, they are loans that can be requested entirely by Internet, either from a personal computer or from a smartphone or a tablet with connection to the Network: both the registration and the request, the collection and the return can be carried out at a distance, without needing to approach a physical office and with the freedom to do it anywhere, anytime.

Get a loan online immediately

by admin

Unfortunately, there are certain expenses that can not be foreseen. And before them, the only thing that can be done on many occasions is to request money quickly and urgently from one of the online lenders offering immediate loans. These immediate loans are the best alternative for people seeking financing to solve a small economic hurry at a specific moment. That is, these immediate online loans act as a small injection of money to heal as soon as possible situations that can become more serious. Therefore, due to their urgency, these immediate loans have been so successful, in addition to other reasons. And they are really fast loans. The term 'fast' is incompatible with traditional banks, which take long periods of time before granting or denying permission to receive a loan. However, thanks to the development of Internet and websites like Good Lender, it is now possible to enjoy instant loans to solve the most unexpected situations.

 

What do we mean by immediate online loans?

What do we mean by immediate online loans?

What defines this type of fast online credits is the very short period of time that elapses between the request and receipt of the money in the account. That period of time is, in the vast majority of cases, just 10-15 minutes. Doing these operations was totally unthinkable not so many years ago. That served the bank to have a complete sense of impunity and do what he wanted with his clients. But times have changed and these immediate loans are gaining ground because of their excellent conditions, their functionality, their ease of purchase and, of course, their speed.

However, this incredible reduction of time also has to do with the application process that is carried out to get these instant loans. If until recently you had to physically go to an office or bank branch to fill out countless forms, collect all kinds of documentation and wait long lines the situation has now changed drastically. Currently only need to have a computer, a tablet or a mobile phone with Internet connection to perform this procedure and to request one of these instant loans.

A procedure that, by the way, takes just a few minutes because the application form for these immediate loans is very simple and easy to understand for anyone: two bars that indicate the amount of money that can be ordered and the period of time that you have to return that money. Each user establishes the parameters that he wants and, after that, it will only be necessary to press the button 'Request your credit', which leads to a simple page in which the applicant must enter the basic personal data in order to receive the money. The maximum amount that can be requested is 750 euros, while the minimum is 50 euros. The minimum period for the maximum refund for one of these instant loans is 30 days.

Why Good Lender is able to give immediate online loans?

Why Good Lender is able to give immediate online loans?

The simplicity and ease with which you access credit is one of the reasons for the success of instant loans from Good Lender. The main reason why Good Lender is willing to provide instant credits online is the reduction of bureaucracy and paperwork. The numerous checks that the traditional banking entities carry out in the lists of defaulters are over to know if the applicant is registered in them. In fact, Good Lender manages loans to people appearing in ASNEF, RAI and other similar files.

The prohibitive requirements with which many entities covered their backs exaggeratedly ended. For example, high salaries: Good Lender provides loans without payroll , although it is necessary to have a regular source of income, as we will see. The other requirements to access these instant credits are very basic: be of legal age and have a bank account in the name of the applicant. If you meet these three requirements, you will be granted one of these immediate loans.

And the arduous task of obtaining an endorsement, be it a bank guarantee or a personal guarantee, which is also very complex because it implies a series of obligations for the guarantor and the guarantor that, in certain cases, is even transmitted to the heirs. Also, it is not pleasant to have to bother someone to exercise us as an endorsement. But that is another story. Good Lender do not need endorsements, another reason why many people and companies resort to these instant loans.

Immediate online loans: What requirements should I meet?

Immediate online loans: What requirements should I meet?

Let's move on to develop the three necessary requirements to access one of these immediate online loans and obtain financing to recover the good economic path. As we have seen, for a credit to be immediate, the requirements that must be provided must also be very simple. This is:

  • Be over 18 years old, as is obvious, since the law requires it.
  • A bank account number With the account number is sufficient, regardless of the balance you have at the time of requesting one of these instant loans. The lenders with which Good Lender manages the loan will not investigate the average balance of the last months, how many times it has been in the red, or situations of this type. That's right: it must be a valid account with IBAN numbering, that is, an international validity code that in Spain always starts with ES.
  • A regular source of income. There is no need for that income to come from a payroll, which is a release for many people who have lost their job or who only have it temporarily and discontinuously. Our instant credits online are also compatible with all types of pensions: retirement, widowhood, non-contributory pensions, etc. And other assumptions, such as life insurance benefits, scholarships or grants, could be equally sufficient to receive the money requested in your account.